The value of your uninsured motorist claim is determined by the severity of your injury and your medical bills While many people expect a simple formula, uninsured motorist claims do Continue reading

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What is the value of my Chicago uninsured motorist claim?

To “litigate” is to fight in court. Insurance companies often litigate. (See footnote 1 below). For those of us fighting insurance court battles on behalf of consumers, it often seems Continue reading

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Illinois Court rules that Insurance Company may not “Litigate for the Sheer Joy of It.”

A policy limits settlement is an agreement in which an insurance company pays the maximum amount available under the at-fault party’s policy to resolve a claim. In Illinois injury cases, Continue reading

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What is a Policy Limits Settlement?

Insurance “games”? Insurance is a serious business, right? You buy insurance for the peace of mind you are provided against unforeseen loss. Insurance company advertisements promise you and your family Continue reading

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Chicago Insurance Company Claims Games

If your boss tells you to leave work early so you can take some packages to the post office on your way home, and you injure someone in a serious Continue reading

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Is Your Employer Liable for Car Accidents in Personal Vehicles?

Uninsured, Hit-and-Run, and Underinsured Motorist Coverage in Illinois Introduction You've been in an accident through no fault of your own and find out the other driver is uninsured or underinsured. Continue reading

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Am I Covered?

The short answer – do not speak with the insurer until after you consult with an expert attorney.  After an injury accident, you must file a claim with the responsible Continue reading

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Should You Give a Recorded Statement to the Insurance Company After an Accident?

When you are hurt, or have major property damage or loss, you expect your own insurance company to provide timely and fair support to help in your recovery. After all, Continue reading

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Understanding First Party Bad Faith Insurance Claims in Illinois